How We Plan
Setting goals matters, both in our finances and in our general lives… but there’s tons of ways to go through that process. We talk about personal goals, income goals, and the structures and tools we use to reach them.
Because Money Podcast Team
Chris Enns
Talker/Editor
Chris Enns is a financial planner at Rags to Reasonable, where he works with artists and other folks with variable and sometimes unusual sources of income. He is a passionate servant of his community, a Mennonite farm boy, an opera singer and actor…and he makes a mean pie. Just try to avoid seeing his desktop. (Chaos! Anarchy!)
Kate Smalley
Talker
Kate Smalley is a maker and marketer who spins her own wool (really) and takes the most beautiful pictures of old and/or falling down things. She’s got enough experience in the finance industry to know where it’s broken and to have good conversations about how to fix our small corner of it.
John Robertson
Talker/Producer
John Robertson, PhD, is the author of The Value of Simple and teaches regular people how to become DIY investors through his online course Practical Index Investing for Canadians. He also investigates deep money questions and goes on rants on his blog HolyPotato.net. Oh yeah, he’s a scientist too. #smartestguyintheroom (He didn’t write that last part.)
Sandi Martin
Talker/Organizer
Sandi Martin is a financial planner at Spring Financial Planning, and works with regular folks to figure out what they want their money to do for them and the simplest, smartest way to do it. She’s an occasional blogger, mother of three, and frequent, loud laugher (you’ll see).
Muhammad Dewji
Producer
Muhammad Dewji is a software developer, a new-ish father, and – if you can believe it – he just showed up in Jackson’s inbox one day last spring, offering to convert past seasons to audio files and turn this thing into an actual podcast. He’s just that nice.
Because Money Season 5
For your viewing pleasure, simply click into an episode from the list below.
S5 Ep9 | How We Plan
How We Plan Setting goals matters, both in our finances and in our general lives... but there's tons of ways to go through that process. We talk about personal goals, income goals, and the structures and tools we use to reach them. You can help make Because Money...
read moreS5 Ep8 | Death and Taxes…Well, Just Taxes
Death And Taxes...Well, Just Taxes The expectation is that we all understand taxes as soon as we start making income... but that's not what happens for most of us. We talk about weird tax stuff, our past mistakes, and what we wish was different about the system. You...
read moreS5 Ep7 | Retiring on a Low Income with John Stapleton
John Stapleton on Retiring with a Low Income It seems like retirement is the same for every one... but it's really not, and John Stapleton joins us to talk about why retiring with low income is very different and requires a very different set of advice. John is a...
read moreS5 Ep6 | Couple Money: Owen and Susan
Couple Money: Owen & Susan We dearly love to interrogate couples about how they negotiate money, and for this latest round we caught Owen and Sue just before they went on a date and forced them to tell us how they talk about money with each other. Well, we say...
read moreS5 Ep5 | Does Everyone Need Financial Advice?
Does Everyone Need Financial Advice? Does everyone need the kind of comprehensive financial planning advice that people like Chris and Sandi offer their clients? We think not...and spend some time revisiting last season's finale about being the ones to encourage open...
read moreS5 Ep4 | Ethical Investing with Tim Nash
Ethical Investing with Tim Nash We're big fans of Tim Nash, and you will be too! Tim is the founder of Good Investing, an advice-only investment coaching practice that helps folks create low-fee, diversified portfolios around their ethical values. You can help make...
read moreBecause Money Season 4
For your viewing pleasure, simply click into an episode from the list below. You won’t regret it. We promise.
S4 Ep13 | The One Where Kate Is Making Space for Conversation
Kate is Making Space for Conversation Hey, fellow money nerds: how do you talk to people who don’t know or don’t care quite as much as you do? Kate Smalley is our guest this week because A) as a maker and marketer with lots of financial services clients and a...
read moreS4 Ep12 | The One Where RESPs are Between 3 and 24 Percent Complicated
RESPs are Between 3 and 24 Percent Complicated We’ve been angling to get our friend MYD on the show for a long time. If you don’t remember, he’s the nice guy who offered to convert the show to audio and list it in all the podcast places before Season Three, Well, we...
read moreS4 Ep11 | The One Where We Plan to Plan for Emergencies
The One Where We Plan to Plan for Emergencies While smack-dab in the middle of an emergency is kind of the worst time to start preparing for one, for most of us it’s the upheaval and chaos of just such an event that opens our eyes to the value of marshalling our...
read moreS4 Ep10 | The One Where We Talk About Our Aging Parents
Talking to Parents About Their Money is Hard Listen, somebody is going to cry over socks in this episode, just so you’re prepared. We’re talking about how to have the conversations we need to have to make sure our parents are safe and happy as they age, and in the...
read moreS4 Ep9 | The One Where Insurance is Important But the Industry Sucks
The One Where Insurance is Important But the Industry Sucks So...did Chris get disability insurance since episode 4, or did he write a letter to Aunt Beatrice? Do you want to know how long it took and what happened? US TOO! Plus, friend of the show Julia Chung, who...
read moreS4 Ep8 | The One Where Shannon Lee Simmons is Amazing
The One Where Shannon Lee Simmons is Amazing If you’ve never met Shannon Lee Simmons before, hold onto your hat, because there’s no one else like her. Founder of The New School of Finance, and author of the book Worry Free Money, Shannon joins Sandi and Chris to talk...
read moreBecause Money Season 3
Just like in the previous section, for your viewing pleasure, simply click into an episode from the list below. You still won’t regret it.
S3 Ep14 | Season Finale with Preet Banerjee
Preet and Everything It's the last episode of Season Three, and because we don't want to see you fall victim to the summer slide, we're talking to Preet Banerjee about enough interesting stuff to keep you thinking until Season Four drops this fall, like: 0.33 - Why...
read moreS3 Ep 13 | Chris and John Talk Rent vs. Buy
Chris and John Talk Through Rent vs. Buy Chris knows all the buttons to push to get John, our resident housing bear, to pull out his rent vs. buy calculator: 1:37 - How should we start thinking about real estate 6:30 - Is renting just a phase of life 10:24 - Is there...
read moreS3 Ep 12 | Communal Living with Rob Bancroft
Communal Living with Rob Bancroft This episode has everything: a quiz that Sandi spectacularly loses, a guest that digs into the nitty gritty of communal living, and a fight with a (housing) bear. Join us and our guest Rob Bancroft if you're at all interested in the...
read moreS3 Ep 11 | Your Magic Number with Avraham Byers
Your Magic Number with Avraham Byers It's the one, the only Avraham Byers, Personal Financial Trainer, here to ring your doorbell every morning with $150, make awesome beard jokes, and talk about his recent (and fabulously simple) ebook Your Magic Number. Highlights...
read moreS3 Ep10 | Can Regulation Make Advice Better?
Can Regulation Make Advice Better? How can you be certain that the advice you're getting from a professional (an accountant, a lawyer, a doctor...a financial planner) is trustworthy? Is it enough to judge the advice based on how well you know and like the person...
read moreS3 Ep 9 | Chris and Sandi Think Through RRSP Loans
Chris and Sandi Think Through RRSP Loans In a departure from our normal format, Chris and Sandi spend this episode talking through their thoughts about RRSP Loans...twice. Why twice? Turns out we had more to say. Why audio-only? Chris wanted to test his show-editing...
read moreBecause Money Season 2
We promise, there is lots of gold in our archives.
S2 Ep11 | “Advertising in Financial Media” with Robb Engen
On this final episode of Because Money Season Two, we thought we'd spice it up and talk about something we don't necessarily agree on: advertising, brand partnerships, and advertorials on personal finance blogs, and - bonus - we're joined by Season One co-host Robb...
read moreS2 Ep10 | “The Incomparable” Cait Flanders
The Journey Towards Minimalism How do you deal with "stuff"? You know... the "stuff" that surrounds you... all the time. Do you have boxes of "stuff" that you haven't looked in for 27 years but simply can't bring yourself to get rid of? This episode is for you. This...
read moreS2 Ep9 | “The Launch” with Richard Finnie
Common Mistakes Entrepreneurs Make This episode we're joined by Richard Finnie, founder of thelaunch.ca, and initiative designed to encourage collaboration with entrepreneurs. He's no stranger to podcasting himself, since as part of thelaunch.ca he hosts his own show...
read moreS2 Ep8 | “Here’s the Story of an App” with Kerry K Taylor
Freshbooks. This Entire Episode is About Freshbooks. Period. Although this episode was supposed to be a roundtable Brady bunch type discussion about our favourite financial apps (we did kinda get there), the first half of this episode is spent extolling the virtues of...
read moreS2 Ep7 | Tom Drake
Getting Ahead On this episode of the Because Money Podcast, we are joined by Tom Drake, white collar by day, finance blogger by night. Chances are if you have spent anytime on the internet reading personal finance blogs, you have come across something penned by Tom....
read moreS2 Ep6 | Chris Enns from Rags to Reasonable
Who Cares Who Had It Worse? Do Millennials really have it worse? Or did Boomers really grow up walking to school uphill both ways? Does it really matter? That is where the conversation started, but it's certainly not where it ended. On this episode of the Because...
read moreBecause Money Season 1
Seriously, we mean it. They’re good.
S1 Ep27 | Robert R. Brown
Wealthy Rabbits with RRSPs Special Guest Robert R. Brown Robert R. Brown is a freelance personal finance writer and the author of Wealthing Like Rabbits – An Original Introduction to Personal Finance. He lives in Ajax, Ontario with his wife Belinda and their three...
read moreS1 Ep26 | Alexandra Macqueen
Eric, Ilsa, and Us Special guest Alexandra Macqueen Alexandra Macqueen is a Certified Financial Planner, retirement income specialist, co-author of the (soon-to-be) newly revised book Pensionize Your Nest Egg, and very gracious about usually being the smartest and...
read moreS1 Ep25 | So It’s Your First Time Budgeting
It's our last episode of 2014, and - in the spirit of the coming New Year - we're talking budgets. The Christmas bills are about to start rolling in, which means 'tis the season for resolving to control your money this year. We want you to stick to it, so in this...
read moreS1 Ep24 | Cent$ible Students
Teaching Kids About Money On episode 24 of the Because Money Podcast we are joined by Caroline Munshaw and Jenni Bolton of Cent$ible Students. They are self-proclaimed "money-moms" and work with kids in the school system from K-8 teaching financial literacy. Cent$ible...
read moreS1 Ep23 | Anonymous Advice and the Value of Simple
This week we are joined by John Robertson PhD to discuss the credibility of online anonymous financial advice. Also John gives some highlights from his new book "The Value of Simple" to be released in early December 2014. *Updated Nov. 11 2014 Here is an excellent...
read moreS1 Ep22 | Ellen Roseman
If you want something done about something, you send an email directly to Ellen Roseman and consider it case closed. Ellen has been a consumer advocate since before "consumer advocacy" was a thing, standing up to corporate giants and getting answers. Ellen Roseman is...
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